Standing together in times of loss
The MHOBA Solidarity Fund (MSF) is a welfare mechanism for Mbarara High School Old Boys and eligible MHOBA members, pooling regular contributions to extend financial and social support when a member or their qualifying relative passes on.
Rooted in brotherhood, powered by shared responsibility, and focused on dignified support in the hardest moments of life.
All Old Boys
Open to all Mbarara High School alumni and admitted MHOBA members.
UGX 5M
Support to a member’s family upon the member’s death.
UGX 3M
Support to a member upon loss of a qualifying relative, plus organised solidarity.
All Old Boys and non-OBs formally admitted as MHOBA members.
UGX 30,000 (MHOBA)
UGX 40,000 (non-members).
Death of a member or qualifying relative only, not sickness or medical bills.
Runs like an insurance pool; unused funds stay in the Fund, not paid out as savings.
A dedicated solidarity fund under the Welfare Committee
The MHOBA Solidarity Fund (MSF) is a dedicated welfare fund under the Welfare Committee. It has its own bank account and exists specifically to extend financial assistance and social solidarity in the unfortunate event of death of a member or their qualifying relative.
The Fund is managed by the MHOBA Executive Committee. The Chairman appoints three members from within the committee to manage the Fund and also appoints signatories to the Fund account.
The MSF borrows from insurance principles. Members pool resources through regular premiums, leveraging the strength of numbers to cover eventualities of death. If no qualifying event happens, a member cannot claim their contributions as savings. The Fund is strictly for solidarity support when loss occurs.
The Solidarity Fund turns shared identity into practical care, making sure no member stands alone in times of loss.
Subscription to the MSF shall commence in June 2025. The Fund will take effect and begin providing benefits once at least 50 members have fully paid their first quarterly premium.
Who can join and what you pay
Membership in the MSF is voluntary, inclusive, and built around simple, predictable premiums.
The MHOBA Solidarity Fund is open to:
- All Mbarara High School alumni (Old Boys), whether or not they are registered MHOBA members.
- Non-Old Boys who have been formally admitted into MHOBA under the Association constitution.
Membership in the MSF is voluntary. There is no separate joining fee for the Fund; payment of the required premium is sufficient to belong.
The Fund may admit any eligible person at any time. New members begin paying premiums from the time they join and are not required to match the accumulated fund value.
The monthly premium is the same for all members within each category, regardless of how many qualifying relatives they have.
| Category | Monthly premium |
|---|---|
| MHOBA member | UGX 30,000 |
| Non-MHOBA member | UGX 40,000 |
Premiums are paid quarterly, by the 15th day of the first month of the quarter. A member is free to pay a lump sum above the minimum quarterly premium for any period they choose.
Each person is allowed only one membership to the MSF and benefits in their own right.
Confirm eligibility
Ensure you are an Old Boy or an admitted MHOBA member and ready to commit to regular premiums.
Submit details
Provide your personal details and the names of your qualifying relatives to the Fund Managers.
Pay your premium
Pay the quarterly premium by the due date to activate and maintain your cover.
Who is covered and for what
The MSF is strictly meant to extend financial assistance and social solidarity only in case of death of a member or their qualifying relative. The Fund does not cover sickness, illness, or medical expenses of any nature.
Qualifying relatives include:
- Biological children.
- Legally adopted children.
- Spouse.
- Biological parents.
Any other person outside these relationships, whom a member feels should qualify, will be considered on a case-by-case basis by the MSF Managers.
A member must submit the names of their qualifying relatives when joining. This data is used solely to run the Fund and is protected in accordance with Uganda’s data protection laws.
- Member’s death: UGX 5,000,000 to the member’s family for burial support, paid to a person designated by the member.
- Qualifying relative’s death: UGX 3,000,000 to the member, reviewed annually based on circumstances.
- Additional welfare support: Up to UGX 1,000,000 for transport and physical representation of MHOBA at the burial, vigil, or requiem mass.
Members join the MSF in their individual capacity and benefit individually. Where two Old Boys are members and they lose a parent, the Fund contributes to each member separately.
Staying covered by the Fund
To preserve fairness and sustainability, the MSF provides clear rules on default and membership status:
- A member who is in default at any time is not covered by the Fund if they die or lose a qualifying relative while in default.
- A member who is in default for two consecutive months loses their membership to the Fund.
- Such a person can only re-join by applying afresh. Re-admission is at the sole discretion of the Fund Managers, who are not obliged to give reasons in case of rejection.
- Each person is allowed only one membership to the Fund.
How the Fund is treated
The MSF is run like an insurance scheme. At the end of any year, funds that have not been used for payouts remain the property of the Fund, owned in common by all members and reserved solely for meeting the Fund’s obligations.
- No member can claim ownership of Fund balances on a pro rata basis, whether or not they have ever benefited.
- If the Fund is short of money when support is needed, members may be called upon to pool extra resources.
- A member who leaves, or loses membership for any reason, is not entitled to any payout or compensation, irrespective of the Fund’s value at the time of exit.
This structure keeps the Fund focused on solidarity rather than individual saving or investment.
How the Solidarity Fund is managed
In the interim, the MSF is managed by a team of three people appointed by the Chairman of the Association. These managers must be subscribed members of the Association.
The Fund has a quasi-independent status. Only members who subscribe to it have the right to associate exclusively, and meetings for subscribed members may be convened by the Association and/or Fund Managers to discuss matters relating to the Fund and its regulations.
The MHOBA Executive Committee, together with the Fund Managers and the Welfare Committee, shall decide on the most appropriate legal format for registering the Fund to enhance its independence and compliance.
A Solidarity Fund Governance Committee of five members shall be appointed by the MHOBA Executive Committee for a two-year term. A member whose term expires may be re-appointed at the discretion of the Executive Committee.
Upon approval of these foundational principles, the first Solidarity Governance Committee shall:
- Develop detailed rules for the operation of the Fund.
- Consult with contributing members on these rules.
- Secure the approval of the Executive Committee for the final operational rules.
These governance structures are intended to ensure accountability, transparency, and continuity in how the Fund is run.
To keep the Fund active and participatory:
- A member who misses three consecutive MSF meetings shall be required to pay a fine of UGX 50,000.
- Failure to pay this fine within 30 days from the time it is demanded leads to loss of membership in the Fund.
MSF regulations at a glance
Key rules in simple language, with the full regulations available for those who want to read every detail.
Open to all Old Boys and admitted MHOBA members. Voluntary, with no separate joining fee. Premium payment is enough to belong.
UGX 30k or 40k per month, paid quarterly. Covers death of a member or qualifying relative. No cover for sickness. Default means no cover.
UGX 5M on member’s death, UGX 3M on qualifying relative. Fund runs like insurance. No refunds or savings payouts, even on exit.
- The MHOBA Solidarity Fund (MSF) is open to all Mbarara High School Alumni. For avoidance of doubt, you don’t have to be a member of MHOBA to subscribe to the MSF but you must be an Old Boy of Mbarara High School. For further avoidance of doubt and clarity, a non-OB who has been admitted as a member of MHOBA as per the Association constitution enjoys rights as all other ordinary members of the association.
- Belonging to the MSF is VOLUNTARY.
- Subscription to MSF shall commence with the month of June 2025 but the fund shall take effect after at least 50 members have fully paid their first quarterly premium.
- There shall not be membership fee required to belong to the MSF; payment of the required premium is sufficient.
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Without prejudice to Regulation 1, the monthly premium payable shall be as follows;
i) MHOBA Members: UGX 30,000 per month
ii) Non MHOBA Members: UGX 40,000 per month - The monthly individual premium for the MSF shall be paid quarterly by the 15th day of the first month of the quarter. A member is free to pay a lumpsum above the minimum quarterly premium for whatever period they wish.
- A member who at any onetime is in default shall not be covered by the scheme in the unfortunate eventuality of him dying or losing a qualifying relative.
- A member who is in default for two consecutive months will lose his membership to the Fund and can only apply afresh to re-join the Fund.
- Re-admission to the Fund upon application to re-join will be at the sole discretion of the Fund Managers and the Fund Managers are not obliged to give any reasons in case the application to re-join is not granted.
- The Fund shall admit anyone who fulfills the eligibility criteria at any one point in time. New members to the fund shall only start payment of premium from the point they join and shall not be required to match up the fund value at the time of their joining.
- The MSF is meant to extend financial assistance and social solidarity ONLY in case of loss of a member or a qualifying relative. For avoidance of doubt the Fund shall not be extended to cover sickness or illness of any nature.
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The qualifying relatives shall be
i) Biological children;
ii) Legally adopted children
iii) Spouse
iv) Biological Parents - Any other person falling outside the degrees of relationship in 6 above, who a member feels should qualify shall be dealt with on a case-by-case basis by the MSF Managers.
- A Member shall be required to submit names of their qualifying relatives to the Fund Managers at the time of joining the Fund. The data submitted shall be used for the purpose of effective running of the Fund only and shall be protected in accordance with the data protection laws of Uganda.
- For clarity and emphasis, the monthly premium payable shall be the same for all members (according to their status as per Regulation 5) irrespective of the number of qualifying relatives or beneficiaries.
- If a member dies, the MSF shall extend support of UGX 5,000,000 to his family to support with burial preparations. This money shall be given to a surviving individual as shall be instructed by the member while he was still alive.
- If a member loses a qualifying relative/beneficiary, the MSF shall extend financial support of UGX 3,000,000 to the member. This figure shall be reviewed annually depending on the circumstances.
- On a member losing a qualifying relative or a member dying, on top of the financial contribution, the Welfare Committee shall utilize not more than UGX 1,000,000 to arrange for common means of transport and arrange physical representation of MHOBA at the burial and other burial ceremonies like vigil and requiem mass as appropriate.
- If at anyone time the fund is short of money and there is need to support a qualifying member, members shall pool resources to top up.
- The fund shall be run like an insurance scheme so at the end of the year for the funds that may not have been utilized (paid out), shall remain the property of the fund and owned in common by all members for the sole purpose of meeting the Fund’s obligations. For avoidance of doubt, no member can claim ownership of funds on a pro rata basis as an individual whether that individual has ever benefited from the Fund or not.
- Members shall join MSF in their individual right; they will consequently benefit in such a manner. (Where two Old Boys are members of the MSF and they lose a parent, the SF shall contribute to each member individually).
- Each person will have one membership to the MSF.
- In the interim, the MSF shall be managed by a Management team of 3 people (who must be subscribed members of the Association) appointed by the Chairman of the Association.
- The Fund shall have a quasi-independence status where only members who subscribe to it shall have the right to associate exclusively and meetings for only subscribed members maybe convened by the Association and or Fund Managers to discuss issues pertaining to the fund in general and these regulations in particular.
- A member who misses three consecutive meetings of the MSF shall be required to pay a fine of 50,000=.
- Failure to pay the fine mentioned in Regulation 24 within 30 days from the time its demanded, the member in question loses their membership.
- No pay out for a member on losing their membership: A person who ceases to be a member of the Fund for any reason shall not be paid any compensation irrespective of the value of the fund at the time of their exit.
- The MHOBA Executive Committee, the Fund Managers and the Welfare Committee shall make a decision on the appropriate format of registering the Fund to make it more legally independent.
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A Solidarity Fund Governance Committee comprised of 5 members shall be appointed by the MHOBA ExCom for a two-year term of service. A member of the Committee whose term expires may be eligible for appointment on the discretion of the ExCom.
Upon approval of these foundational principles, the first Solidarity Governance Committee shall develop detailed rules for the operation of the Fund, consult with contributing members and secure approval of the ExCom of the rules.
Learn more about the MHOBA Solidarity Fund
If you are an Old Boy of Mbarara High School or an eligible MHOBA member and would like to understand how the Solidarity Fund works, how to subscribe, or how benefits are administered, you are encouraged to reach out for more information.
Detailed documentation on the Fund, including subscription procedures and any updated regulations, will be shared through official MHOBA channels and Solidarity Fund communications.
Talk to the Welfare & Secretariat team
For questions on the MHOBA Solidarity Fund, kindly contact the MHOBA Secretariat.
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